Germany
Maximilianstr. 280539 München
Germany+49 89 4444 373-20
Kanzlei Verbracken & Partner
Debt advice for high and complex liabilities
When claims and possible solutions become difficult to navigate, structured assessment helps. We focus on personal liabilities above EUR 80,000 with German or European options, distinguishing coordination from the work of the appropriate legal and tax professionals.
Who may benefit from support
Self-employed people, business owners, employees, retirees and unemployed people may all face high personal debts. Multiple creditors, taxes, guarantees and former business activity often overlap. Neither occupation nor age alone determines the solution. Claims, income, assets and practical ability to carry out a plan matter.
What needs to be clarified first
We organise the debt overview, identify missing documents and discuss next steps. Disputed claims, liability and court action require the appropriate qualified professionals. A useful first contact explains who will handle the matter and which decisions need further records.
Understand fees and scope
Before engagement, clarify included services and the contracting party. External legal work, translations, proceedings and relocation may incur separate costs. Initial orientation is not a complete case service. Statements such as “just one payment” do not establish whether creditors actually receive money.
When local advice is more suitable
Public and non-profit debt advice may suit domestic solutions and assistance with costs. Our international focus is not economical for every situation. Where debts fall outside our focus or relocation is impractical, suitable local advice should be considered explicitly.
Prepare the essential facts
Initial assessment needs debt level, creditors, occupation, residence and urgent deadlines. Detailed records can then be organised and exchanged through a designated route. Contacting us is not an insolvency application. Observe court deadlines independently of appointment scheduling.
Your situation deserves a clear next step.
We assess your circumstances personally and involve the appropriate professionals for legal and tax questions.